DISCOVER WHAT WE DO.

Benefits are all we do

We make employee benefits easier to manage. From plan design and insurance options to changing regulations and day-to-day administration, we help simplify the process so you can focus on your business.

Employee Benefits

Whether you’re a small startup or an established business, we’re here to help. We’ll assess your needs, compare plans and pricing side by side, and support you through implementation and ongoing plan management.

  • We offer a wide range of group health plan options designed to fit the needs of your business and employees. Coverage options may include open access plans, high-deductible health plans, preferred provider networks, and more. We’ll help you compare plan features, provider networks, costs, and coverage levels so you can choose a solution that provides the right balance of value, flexibility, and benefits for your team.

  • Dental plan options are available to support both routine care and long-term oral health. Coverage may include preventive services such as exams and cleanings, oral health screenings, basic and major dental procedures, orthodontic care, and more. We’ll help you compare plan options and coverage levels to find the right fit for your employees and budget.

  • Vision coverage helps employees maintain their eye health while managing the cost of routine care. Plan options may include eye exams, vision screenings, prescription eyeglasses, contact lenses, and other vision-related services. We’ll help you compare coverage options and benefits to find a plan that works well for your team.

  • Life insurance helps provide financial protection for employees and their loved ones by paying a cash benefit in the event of death. Coverage can help with expenses such as household bills, outstanding debts, and other financial needs, giving employees added peace of mind for the future.

  • Disability coverage helps provide employees with financial support when an illness or injury prevents them from working for a period of time. Leave management services can also help employers navigate and administer employee absences, including FMLA, state and local leave requirements, military leave, jury duty, and company-sponsored leave programs.

  • Cafeteria plans give employers and employees more flexibility in how benefit dollars are used. Options may include Premium Only Plans (POP), Flexible Spending Accounts (FSA), Health Savings Accounts (HSA), Health Reimbursement Arrangements (HRA), and other tax-advantaged benefit programs. We can help you evaluate available options, understand how each plan works, and advise which solutions best fit your organization and employees.

  • Simplify benefits enrollment and administration with our complimentary online enrollment platform. Provided at no additional cost to our clients, the platform gives employees a secure, convenient way to review their benefit options, compare plans, and complete their elections online.

    Employers benefit from a more organized and efficient enrollment process, with easier access to employee elections, enrollment status, and essential benefits information. Our team supports the setup and enrollment process, helping reduce administrative work while creating a smoother experience for both employers and employees.

“Get a complimentary, no-obligation Second Opinion quote and see what we can do for you. We’re here to answer your questions and earn your business.”

Christine Hempler, Owner

Let us be your broker

When you become a Bay Area Employee Benefits client and appoint us as your broker, you’ll receive more than expert benefits consulting—you’ll also gain complimentary access to the Zywave client portal.

This easy-to-use online resource offers valuable tools for benefits compliance, HR support, employee handbooks, and more, all at no additional cost to your business.

  • Your HR questions deserve timely, reliable answers. Our clients have direct access to experienced human resources consultants by phone or email—whenever guidance is needed.

    Through our HR Hotline, clients receive practical support on employee benefits, workplace policies, federal compliance, employment regulations, and other day-to-day HR matters. Helpful resources and recommendations are provided promptly, allowing employers to address concerns confidently and implement solutions quickly.

  • Our workplace harassment training is designed to help employers meet federal and state training requirements while creating a more respectful, informed workplace. Courses cover key compliance topics, employee responsibilities, and best practices for preventing and addressing workplace harassment.

  • Keeping up with changing HR laws, regulations, and compliance requirements can be challenging for any business. Our team is here to help simplify the process by providing guidance, resources, and ongoing support to help you stay informed and prepared. From employee policies and required notices to benefits-related compliance, we’ll work with you to help reduce risk and keep your business on track.

Insurance Companies

A sample of companies we can represent